Fabian Nunez's Wife tries to get their homeowners insurance company, Farmers, to pay for her convicted criminal son's legal defense fees by misrepresenting his residence address. Note that Farmers states that is was Esteban who did the misrepresentation, but the record shows that Maria sent the claim in
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		| Policy exclusions: 
 3. Concealment or Fraud. This entire policy is void if any
 25 insured has knowingly and willfiiily concealed or
 misrepresented any material fact or circumstance relating to •
 26 this insurance before or after the loss.
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		| 25. To the extent Esteban Nunez is misrepresenting the location of his residence at the 28 time of Dos Santos' death to the Exchange, this condition precludes coverage to Esteban Nunez
 FIRE12350/1391060-1 5
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		| 16. Maria Robles tendered the Dos Santos Action to the Exchange on behalf of 27 Esteban Nunez for defense and indemnity in June 2012.
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